Preheat oven to 375 degrees F.

Using a serrated knife cut the top of the bread diagonally in one direction, then diagonally in the other direction, creating a criss-cross. Do not cut all the way through the bottom of the loaf. Gently fan out the loaf to show the squares or bread.

Place bread in a round Pyrex glass dish.

Melt butter and pour over bread getting into each of the cuts. On one side of each cut wedge an apple and a cheese slice. Use all of the cheese and apple slices. There's no such thing as too much.

Cover bread with foil and bake for 10 minutes. Remove foil and bake another 10 minutes until bread is golden and crispy and cheese has melted.

Serve immediately.